Disciplemattias
Created page with "=Ashes of Babylon= ==Chapter 1: Ashes and Debts== David Peterson stood in front of the smoldering ruins of his house, his heart sinking as he took in the desolation. The California sun beat down mercilessly, as if indifferent to the tragedy. His home had been swallowed by the Palisade fire, one of many that ravaged the Los Angeles area. Like countless others, David had no fire insurance. The rising premiums had become unaffordable, and the decision to forego coverage n..."